Credit Analysis Support Systems

Credit analysis support systems have been designed to fulfil the requirements of our banking sector Clients, but more and more are implemented within other sectors to support credit analysis, set up the required level of collaterals as well as discounts and terms of payments.

Credit Analysis Support System for banking industry Client

Minimising human mistakes and more effective processes were the main goals in design and implementation of Credit Analysis Support System for our Client.

Main features of the system included:

To collect information- The System provides the Analyst with information collected in any accessible databases about the applicant. Information concerns his/her property, actual financial situation, the sector of his/her business activities, and collaterals.
To calculate the actual surety value- The System uses especially developed algorithms and converts appraisal value into possible credit value.
To enumerate collaterals: The System allocates collaterals to particular groups of products applied for. Then it verifies whether allocated collaterals are sufficient for the value of products applied for.
To suggest a credit decision: On the basis of all accessible information the System calculates the financial risk which would constitute the basis for decisions taken by the Analyst.

After the implementation of ITSG system the number of errors as well as time required to process credit client request have fallen considerably.

To learn more please e-mail: info@itsg.com.pl